Make the most of your American Express
We’ve teamed up with American Express so that you can make the most out of your business expenses. Unlock more Membership Rewards® through pay.com.au by earning your full points on supplier, ATO bills and more.
American Express & pay.com.au
Unlock the full potential of your American Express with pay.com.au
By using your American Express to pay for your business expenses within pay.com.au, you'll be able to unlock cashlow, pay more suppliers and earn more rewards on government payments
Unlock your Cashflow
Take advantage of up to 51 additional cash flow days for your business by utilising your American Express
Pay more suppliers
Ever tried paying your suppliers only to be told they wont accept American Express? Use your AMEX with pay.com.au to pay the suppliers you usually couldn't.
Earn your full points on government payments
Unlock your full rewards on government payments like BAS when using your AMEX through pay.com.au.
PayRewards
Add PayRewards on top of all your American Express payments
Access our flexible rewards program, PayRewards, and add additional points on top of your credit card rewards. You can process these on any payment even those made pay off your credit card statement.
Convert directly with our airline transfer partners
Transfer 2.5 PayRewards Points to 1 Frequent Flyer point with our transfer partners, Qantas Business Rewards, KrisFlyer and Virgin Australia Business Flyer, so you can book and upgrade flights for less.
Redeem for pretty much anything you can think of with our Personal shopper service
Redeem your PayRewards Points for anything you like at great value across all redemptions. From gift cards to electronics the possibilities are endless.
Maximise your value by redeeming through PayTravel and PayConcierge
Let us help you find reward seats or hard-to-get tickets to an upcoming event using your PayRewards Points with our PayTravel and PayConcierge services.
Getting started
Create an account and use your American Express with ease
Using your American Express within pay.com.au is simple and secure. Follow these simple steps to start unlocking the full potential of your American Express.
Create a free pay.com.au account
Access 30 days of our premium plans processing rates at no extra cost
Add your American Express to your account
Select your favourite American Express Business Card and add it securely into your PayWallet
Make a payment using your American Express
Pay any supplier expense including your government payments and earn your full credit card rewards
Paying your Amex bill through pay.com.au? You're covered.
American Express recently updated who can make payments toward a card statement. pay.com.au is an approved Bill Payment Provider with American Express, so paying your Amex bill through us isn't affected. Keep paying as usual, and keep earning PayRewards.
Access our Premium plan and get our competitive rates for 30 days, then decide which plan best suits your business.
Free
$0
/Month
Free, with no monthly subscription fee
Platform Fees
Mastercard fee of 1%
Visa fee of 1.20%
AMEX fee of 2.10%
Other Inclusions
Bank transfer fee of 1% - 1.80%
Add PayRewards from 1%
Regular
$85
/Month
Our Regular plan introduces lower rates and baseline access to our Booking Concierge
Platform Fees
Mastercard fee of 0.90%
Visa fee of 1.10%
AMEX fee of 2.05%
Other Inclusions
Bank transfer fee of 1% - 1.80%
Add PayRewards from 1%
PayTravel points bookings
Premium
$165
/Month
Our best rates and access to our additional services. 30 days free when you sign up today!
Platform Fees
Mastercard fee of 0.80%
Visa fee of 1.00%
AMEX fee of 1.90%
Other Inclusions
Bank transfer fee of 1% - 1.80%
Add PayRewards from 1%
PayTravel points bookings
** Processing rates are exclusive of GST
a 4-minute demo