pay.com.au - A more rewarding alternative to B2bpay

pay.com.au helps you earn points on everyday business expenses, from tax to payroll, with competitive fees and 16+ transfer partners.

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pay.com.au vs. B2bpay

pay.com.au makes business payments easy and rewarding. With PayID, PayTo and seamless Xero integration, it’s built for modern business owners who want speed, savings and points on every transaction. Enjoy lower card processing fees and a broader rewards ecosystem. While B2Bpay offers a solid solution, pay.com.au delivers lower costs and greater rewards value.

Lower Transaction Fees

pay.com.au offers lower card processing fees particularly for Mastercard and Visa especially on the Premium plan. This means you save more as your business grows and your transaction volume increases. When it comes to high-volume payments, pay.com.au provides distinct cost savings with fees as low as 0.8%

Rewards Flexibility with PayRewards

pay.com.au gives you the option to stack rewards on card payments and bank transfers through PayRewards, earning up to 2 points per $1 on eligible spend, not locking you into a singular points program.

PayID and Realtime Payments

pay.com.au is all about speed. With more options for realtime transactions through PayID and PayTo, payments can be completed same-day, helping you keep cash flow smooth and suppliers and staff happy.

16+ travel partners

With 16 travel partners, including Qantas Business Rewards, Virgin Australia Business Flyer and Singapore Airlines KrisFlyer, pay.com.au offers broader redemption options than B2Bpay, giving you more flexibility and value.

Hotel Partners

pay.com.au offers a broad range of Hotel partners through PayRewards, including Marriott Bonvoy, Hilton Honors and ALL Accor, so you’re not just covered in the air but on the ground.

Travel and Concierge Services

pay.com.au knows points can be complex, which is why we have a dedicated travel team to help you book flights, plus a concierge team for exclusive tickets and personalised requests.

International Payments

With pay.com.au you can unlock low FX rates, earn flexible PayRewards Points, and manage every payment, domestic and international, from one seamless platform.