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Can I still pay the ATO with a credit card? Yes. Here’s how.

The ATO stops taking credit cards from 30 June 2027. You can still pay your tax bill on card through pay.com.au. Here's how, in three steps.

Written byFabian Andreou

PublishedSeptember 30, 2026

Reading time2 minutes

Short answer: yes. From 1 July 2027, the ATO won’t take your credit card directly, after the Government extended the original 30 November 2026 cutoff. But you can still pay your tax on card through pay.com.au. You pay us by card. We pay the ATO by bank transfer.

How it works

Sign up. Create a free pay.com.au account with your ABN. You’ll need to be a director or beneficial owner.
Add your card. Visa, Mastercard or Amex.
Pay the ATO. Enter your payment reference number (PRN) and the amount. We send it to the ATO by bank transfer.

That’s it. Your ATO bill is paid. Your points land.

What you earn

	Pay the ATO directly	Pay through pay.com.au
Credit card accepted after 30 June 2027	No	Yes
Your card’s points	No	Yes
PayRewards Points	No	1 or 2 per $1
Cashflow – up to 55 days interest-free	No	Yes

What it costs

Processing fees depend on your card and plan. See pricing. Fees are typically tax-deductible, so ask your accountant how that applies to you.

Which ATO payments can I make?

Your business can pay any ATO payment through pay.com.au using credit card, including BAS, PAYG instalments, PAYG withholding, income tax, Alcohol Excises, including Wine equalisation tax (WET), and other ATO debts with a payment reference number.

Is it secure?

Yes. pay.com.au is PCI DSS compliant and runs on ISO 27001-certified infrastructure. Your card is tokenised, so we never store the full number, and every account uses two-factor authentication. pay.com.au Limited (ACN 639 316 546) also holds an Australian Financial Services Licence (AFSL no. 700223).

This article is general information only and isn’t tax or financial advice. Speak with your accountant or tax adviser about your circumstances.

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