Calculate your rewards
Here's what you could be missing out on!
Your payments
Enter what you pay out in a year: supplier bills, ATO, payroll, super.*
Advanced: redemption, package & plan
See the maths: Making payments
Which pay.com.au plan is right for you?
Same payments on each plan. Higher plans cut the card fee so you keep more.
Why 100,000+ businesses choose pay.com.au
Date of last update: 19 May 2026
General Disclaimer: The information in this calculator is general in nature and has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the information is appropriate for your circumstances and seek independent advice where appropriate. It does not provide personal financial, tax or legal advice.
This calculator is based on a number of assumptions and subject to a number of specific disclaimers ().
The information reflects information available as at the date of last update, and has not been updated to reflect any changes since. This calculator includes information obtained from third-parties, such information has not been independently verified. While reasonable care has been taken in preparing the information displayed by the calculator, no representation or warranty is made as to the accuracy, completeness or reliability of the information obtained from third-parties.
Specific disclaimers
* Not all business expenses can be processed via our platform (and in some cases, depending on payment method type), for more details see Payment Rules and Regulations.
† Indicative estimated value of airline points varies by redemption class and is calculated at 1.7 cents per airline point for economy, 3.5 cents for international business class and 6 cents for first class flight redemptions. Where credit card points are shown for non-flight redemptions, a conservative 1.7 cents per airline point is applied. You may not get this value as redemption value rates vary (depending on airline and flights route/class) and any airline point redemption is subject to availability.
# Net fees assume that PayRewards Package Fees are tax deductible at a rate of 25%. This is general information only and does not take into account your individual business circumstances. Tax deductibility depends on your specific situation and may change over time. You should seek your own tax advice before relying on this information.
^ Airline points redeemed from PayRewards Points is calculated on the basis of a transfer rate of 2:1. Some airline partners have lower transfer rates. View current airline partner transfer rates.
+ Credit card earn rates are based on publicly available information published by card issuers as at date of last update. Some credit cards have limits on the number of points you can earn, restrictions on earn rate or other restrictions including prohibited payment types. Our calculator does not account for these credit card terms, so actual credit card rewards may vary. Please refer to your credit card terms and conditions for further information.
Pay your BAS & earn up to 300k bonus PayRewards^
Bonus points on all your outgoing payments, not just BAS. Ends 31 August 2026.^
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