Your ATO bills
BAS
Quarterly
PAYG instalment
Quarterly
Income tax
Annual
The ATO is closing the door on credit cards. We’ve left ours open.
- Pay your ATO bill by credit card. We pay the ATO by BPAY.
- Earn PayRewards Points on top, by credit card or bank account
- Simple per-transaction fee (typically tax deductible)
The ATO is changing how you pay
Every BAS. Every PAYG. Every tax bill. On your credit card.
According to the ATO’s notice of 1 October 2026, the ATO will stop accepting credit cards after 30 June 2027. From 1 July 2027, you can’t pay the ATO direct by credit card. Pay from your bank account and tax becomes the one expense that earns you nothing, and cuts your cashflow on the way out.
No points. No float. Unless you pay through pay.com.au.
Fees apply to credit card payments through pay.com.au and are typically tax deductible. What your card earns is set by your card’s own terms.
Why pay.com.au works
Card networks treat pay.com.au as a bill payment provider, not a merchant.
So when you pay the ATO by credit card through pay.com.au, it goes through as a business payment on your card. Whether that payment earns points is set by your card’s terms.
How it works
Three steps. Same card.
You pay us by credit card. We pay the ATO by BPAY. You earn PayRewards Points.
Payments
BAS
Paid$8,150
PAYG instalment
Paid$4,200
Income tax
Paid$12,400
You’ve earned
+49,500 PayRewards Points
After 30 June 2027
Keep your credit card working on ATO bills.
From 1 July 2027, you can’t pay the ATO direct by credit card. Through pay.com.au you still can. We pay the ATO by BPAY with your Payment Reference Number, so the payment is credited to your own ATO account.
BAS, PAYG instalments and income tax
Double-dip
Don’t stop earning points after 30 June 2027.
Route your tax through pay.com.au and it earns PayRewards Points towards flights, upgrades, gift cards and gear. Plus you can double-dip: your card earns its own points where its terms allow, and PayRewards stacks a second set of points on top of the same payment.
1, 2 or 3 PayRewards Points per $1 on top. Opt-in.
Any supplier
Pay any supplier by credit card.
Even the ones who don’t take cards. They get a bank transfer. You earn PayRewards Points.
Visa, Mastercard and American Express
Everyday payments
Your tax bill, and every other bill, by credit card
The bills you already pay, with the card you already have. Every eligible payment earns.
BAS
PAYG instalments
Income tax
Suppliers
Rent
Utilities
Transfer PayRewards to 17 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Emirates Skywards
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
Trust & security
You’re handing us your tax bill. We take that seriously.
Businesses have already paid more than $5.8B in tax through pay.com.au. Every payment is protected with bank-grade encryption, and pay.com.au holds an Australian Financial Services Licence (AFSL 700223).
End-to-end encryption
Real-time AML & KYC
Card & bank data tokenised
Passkey & MFA enabled
ANZ quarantined funds
Cash-backed points
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Common questions
The questions everyone asks
Everything you need to know about paying the ATO by credit card after 30 June 2027.
Not directly after 30 June 2027, when the ATO stops accepting credit cards. Through pay.com.au, yes. We pay the ATO by BPAY with your Payment Reference Number (PRN), so the payment is credited to your own ATO account. Pay ahead of the due date so it clears in time.
There’s a processing fee for credit card payments, offset by the points you earn, and it’s typically tax deductible. Compare that to earning nothing on a direct debit, and the maths flips fast. Paying by bank account instead? You can still earn 1, 2 or 3 PayRewards Points per $1 on a payment that would otherwise earn nothing. Run your own numbers in the rewards calculator.
According to the ATO’s notice of 1 October 2026, the ATO will stop accepting credit cards after 30 June 2027. From 1 July 2027, any tax you pay at the ATO can't go on your credit card. Through pay.com.au it still can. Whether your card earns points on it is set by your card’s terms.
Visa, Mastercard and American Express credit cards. Card networks treat pay.com.au as a bill payment provider, not a merchant, so the payment goes through as a business payment on your card. Whether a card earns points on it is set by that card’s terms.
Any business with an active ABN can sign up. If you’re a director or beneficial owner, you’re good to go.
Yes. pay.com.au pays the ATO through the ATO’s own BPAY channel with your Payment Reference Number, so the payment is credited to your ATO account. Your money is held in a segregated account until it is paid out.
The information on this page is general in nature and has been prepared without taking into account your objectives, financial situation or needs.
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