Your business expenses are going out anyway.
Make them earn you rewards.
Pay any business expense by credit card or bank transfer through pay.com.au. Your supplier gets paid. You earn card points, PayRewards, or both. Uncapped. Flexible. Redeemable.
70,000+ Australian businesses already earning payback on their expenses
How it works
Three steps. Total payback.
Just your ABN. No lengthy approvals. Earning rewards in minutes.
Upload your bills
Add supplier invoices or sync from Xero. ATO, payroll, super, rent, contractors, equipment.
Choose how to pay
Credit card (Visa, Mastercard, AMEX) or bank transfer. Your supplier receives a standard bank transfer. No changes for them.
Earn rewards
Card payments earn your regular card points. Activate PayRewards on any payment to earn a second uncapped rewards currency. Transfer to 16 airline and hotel partners.
Card Points
Your card points. On every payment.
Pay any supplier by credit card through pay.com.au. Visa, Mastercard, or AMEX. Every dollar earns your regular card points. Your supplier gets a bank transfer. You get the points. Prefer bank transfer? Earn PayRewards on every payment.
American Express
Unlock your Amex. Everywhere.
Supplier doesn't accept Amex? Pay through pay.com.au, we send funds by bank transfer. Earn up to 2.25x more points on government payments. Amex Platinum Business: 2.25 pts/$1 via pay.com.au vs 1 pt/$1 direct to ATO. Plus 55 additional cashflow days.
PayRewards
Activate PayRewards. Earn even more.
Activate PayRewards on any payment to earn a second uncapped rewards currency. Core: 1 pt/$1 at 1.0%. Plus: 2 pts/$1 at 1.8%. Dial up or down on every payment. No lock-in. Transfer to Qantas, Virgin Australia, KrisFlyer, Aeroplan, Marriott Bonvoy and 11 more.
Flexibility
Not just flights.
Flights, hotels, gift cards worth 50% more, invoice payments, luxury items, concert tickets. Pay invoices with points. No bank rewards program offers that. Your points, your rules.
Platform
Built for business payments
Everything you need to pay, earn, and redeem.
Premium free for 30 days. Cancel anytime.
Get our lowest rates, PayTravel, and a personal account manager. On us.
Claim Your Free TrialYour free trial
What you get on Premium
No feature gating. No credit card required upfront.
Our lowest rates, dedicated support, and full PayRewards access.
Platform fees
Other inclusions
Benefits
Earn card points with no monthly commitment.
Platform fees
Other inclusions
Benefits
Join thousands of businesses that love rewards
More Australian businesses are choosing pay.com.au to simplify payments and earn points on everyday expenses.
“As a building company, we’ve found Pay.com.au extremely helpful in streamlining our payments and managing project-related expenses… Highly recommend!“
Alex M
“My experience was great from start to finish. The team was professional, helpful, and very responsive. Everything was handled smoothly, and I would definitely recommend this company to others.”
Sarmad D
“Great to have a reach out to help with the account, it was straight forward to use but this was a very nice personal touch.”
Ryan
“I felt very confident that this company cares about their customers and want to offer a level of support that is superior to most other comparable companies… amazing!”
Steven
“Super helpful onboarding service. Making it so easy to pay our first few transactions. Explained all the tips and tricks to make life easier too.”
Herman C
“We’ve had such a fantastic experience with Pay.com.au. It’s refreshing to work with a company that not only provides a great product but also genuinely cares about their customers.”
Cassandra A
"No brainer, tax deductible fees and points that can be transferred to any loyalty partner worth using."
Jack B
"I just processed my first batch of supplier accounts and the platform is so user friendly. Customer service from Charlie is exceptional!"
Emma
"My advisor Craig has been so good to deal with… Highly recommend. Just wish I signed up sooner!"
Damien
"I am loving pay.com.au with its ever expanding list of Partners, secure transactions and customer service."
Paul M
"They’re constantly adding new partners and features, so there’s always something new to explore. The webpage is super easy to use, and the staff are incredibly helpful.. I highly recommend giving it a try!"
Saurav
"As a business owner, I’ve found pay.com.au a brilliant solution for managing payments and improving cash flow... I’d highly recommend pay.com.au to any business looking to streamline payments and unlock more value from everyday transactions."
Phillip B
"First class web app easy to use! Potential point return far superior to other similar priced payment services. The amount of partners/airlines to transfer points to us amazing!!!"
Bradley
"Quick, easy, and complimentary to my business activities. Professional organisation fulfilling its potential."
Gavin
"The team at pay.com.au have been 5 star from the get go. Helping us get started to navigating the travel hub which is the main reason we got involved!! 👏"
Gareth
"Why not earn points on your spend!? I am so confident you or your business will love it… It's 10 out of 10 folks!"
Dean O
"Great customer service like this is hard to come by in Australia these days. Thank you to the Pay.com.au team—keep up the fantastic work and continue building in this direction."
KE
"Easy transactions and reliable service. Have and will continue to recommend to friends and colleagues."
Mark H
"It is a game changer for business owners and companies who want a peace of mind regarding bills and other payments including payrolls… Highly recommended, you will not be disappointed."
Alexis
"This company provides an awesome method for us to pay tax, super, suppliers, business expenses and staff whilst accumulating Qantas, Virgin and Singapore Airlines frequent flyer points."
Timbo
"Easy, secure and points rewards are fantastic!"
Nick
"Great Xero integration and very prompt support. Lots of flexibility with how to use reward points as well."
Oliver R
"We pay all our business expenses via pay.com.au to maximise our points generation… The platform is seamless and easy to use - couldn't recommend it highly enough!"
Mike S
"From day one, the customer service has been faultless. Used their services multiple times and couldn't be happier. Highly recommended!"
Niranjan
"pay.com.au has been extremely easy to set up and use. The pay.com.au team are always very responsive and helpful!"
Lisa A
Transfer PayRewards to 16 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
Why switch
pay.com.au vs paying by EFT
You're already making these payments. The only question is whether they earn you anything.
| pay.com.au Get started |
Paying by EFT | |
|---|---|---|
| Rewards | ||
| Earn credit card points | ||
| Earn PayRewards (opt-in) | ||
| 16 transfer partners | ||
| Pay invoices with points | ||
| Business benefits | ||
| Tax-deductible fees | ||
| 55-day interest-free float | ||
| Xero integration | ||
| ISO 27001 & 3DS security |
Security
Your payments are secure
Trusted by 70,000+ businesses. $11B+ processed.
Common questions
No fine print. No games.
Straight answers to the questions we hear most.
See the payback
$500K in payments. $14,000 in flights.
A business paying $500K/year via bank transfer with PayRewards Plus earns 1 million points. Transfer to KrisFlyer for 400,000 miles. Net fee: $6,750 after tax. Flight value: $14,000. That's 2.1x return.
Calculate Your PaybackPay via pay.com.au
From $500,000 annual bank transfer payments
400,000
KrisFlyer Miles earned