Incoming transactions
Stripe Payout
Today
$10,000
Invoice #125
2 Days Ago
$22,700
Eftpos
3 Days Ago
$35,000
Get paid and earn up to 100,000 bonus PayRewards Points
- Sign up with code PAID100 between 15 September and 15 October 2026
- Receive $25,000+ to your pay.com.au details in your first 45 days
- Earn PayRewards Points on every dollar received. One simple per-transaction fee, usually tax deductible.
The offer
Receive $100,000 in 45 days. Earn 100,000 bonus PayRewards Points.
The more you get paid, the more you earn. Sign up with code PAID100 between 15 September and 15 October 2026, then receive $25,000 or more to your pay.com.au PayID or account details in your first 45 days.
| Payments received in 45 days | Bonus PayRewards Points |
|---|---|
| $25,000 to $49,999 | 25,000 points |
| $50,000 to $99,999 | 50,000 points |
| $100,000+ | 100,000 points |
New pay.com.au business accounts only. Your tier is set by the total eligible payments received in the 45 days after registration, and bonus PayRewards Points are issued after that period. Full terms and conditions apply.
How it works
Get paid. Get paid back.
Pay comes in, points come out. Invoices, online EFTPOS and store payouts, all in one place.
Incoming transactions
Stripe Payout
Settled$10,000
Invoice #125
Settled$22,700
Eftpos
Settled$35,000
You’ve received
+124,000 PayRewards Points
Security
Your incoming payments are secure
Trusted by 100,000+ businesses. $20B+ processed. AFSL 700223.
End-to-end encryption
Real-time AML & KYC
Card & bank data tokenised
Passkey & MFA enabled
ANZ quarantined funds
Cash-backed points
Nothing on payments in?
Get Paid changes that.
You earn on payments out. Now earn PayRewards Points on the money coming in. Rent, client invoices, supplier repayments: every dollar received earns at the same rates you earn when paying your business expenses. The bonus sits on top.
1 or 2 PayRewards Points per $1 received
However you get paid
Your existing invoicing workflow. Untouched.
Add your pay.com.au PayID or BSB and account number to the invoices you already send. Xero, MYOB, a PDF template, whatever you use today. Progress payments, takings or client invoices, it works for tradies and consultants alike, and nothing changes for your customers.
Works with Xero and MYOB
Certainty
Know when you have been paid.
Email confirmation the moment funds land. No more chasing remittances or logging into your bank to check. Funds settle to your account by 2pm each business day with a tax receipt for every transaction.
Settled by 2pm each business day
Transfer PayRewards to 17 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Emirates Skywards
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
Sign up before 15 October 2026.
Code PAID100. Then receive $25,000 or more in your first 45 days.
Get started No lock-in contract
ABN is all you need
Set up in minutes
Why get paid through pay.com.au
pay.com.au vs straight to your bank
Your customers pay the same way either way. The question is whether the money earns you anything on the way in.
| Feature | pay.com.au Get started | Your bank |
|---|---|---|
| Rewards | ||
| Earn PayRewards Points on money received | ||
| Up to 100,000 bonus PayRewards Points | ||
| 17 transfer partners | ||
| Pay invoices with points | ||
| Business benefits | ||
| Customers pay by PayID or bank transfer as normal | ||
| Settlement every business day | ||
| Paid confirmation with a tax receipt per transaction | ||
| ISO 27001 security |
Rewards
Earn PayRewards Points on money received
Pay
Bank
Up to 100,000 bonus PayRewards Points
Pay
Bank
17 transfer partners
Pay
Bank
Pay invoices with points
Pay
Bank
Business benefits
Customers pay by PayID or bank transfer as normal
Pay
Bank
Settlement every business day
Pay
Bank
Paid confirmation with a tax receipt per transaction
Pay
Bank
ISO 27001 security
Pay
Bank
Join 100,000+ businesses that love rewards
“As a building company, we’ve found Pay.com.au extremely helpful in streamlining our payments and managing project-related expenses… Highly recommend!“
Alex M
“My experience was great from start to finish. The team was professional, helpful, and very responsive. Everything was handled smoothly, and I would definitely recommend this company to others.”
Sarmad D
“Great to have a reach out to help with the account, it was straight forward to use but this was a very nice personal touch.”
Ryan
“I felt very confident that this company cares about their customers and want to offer a level of support that is superior to most other comparable companies… amazing!”
Steven
“Super helpful onboarding service. Making it so easy to pay our first few transactions. Explained all the tips and tricks to make life easier too.”
Herman C
“We’ve had such a fantastic experience with Pay.com.au. It’s refreshing to work with a company that not only provides a great product but also genuinely cares about their customers.”
Cassandra A
"No brainer, tax deductible fees and points that can be transferred to any loyalty partner worth using."
Jack B
"I just processed my first batch of supplier accounts and the platform is so user friendly. Customer service from Charlie is exceptional!"
Emma
"My advisor Craig has been so good to deal with… Highly recommend. Just wish I signed up sooner!"
Damien
"I am loving pay.com.au with its ever expanding list of Partners, secure transactions and customer service."
Paul M
"They’re constantly adding new partners and features, so there’s always something new to explore. The webpage is super easy to use, and the staff are incredibly helpful.. I highly recommend giving it a try!"
Saurav
"As a business owner, I’ve found pay.com.au a brilliant solution for managing payments and improving cash flow... I’d highly recommend pay.com.au to any business looking to streamline payments and unlock more value from everyday transactions."
Phillip B
"First class web app easy to use! Potential point return far superior to other similar priced payment services. The amount of partners/airlines to transfer points to us amazing!!!"
Bradley
"Quick, easy, and complimentary to my business activities. Professional organisation fulfilling its potential."
Gavin
"The team at pay.com.au have been 5 star from the get go. Helping us get started to navigating the travel hub which is the main reason we got involved!! 👏"
Gareth
"Why not earn points on your spend!? I am so confident you or your business will love it… It's 10 out of 10 folks!"
Dean O
"Great customer service like this is hard to come by in Australia these days. Thank you to the Pay.com.au team—keep up the fantastic work and continue building in this direction."
KE
"Easy transactions and reliable service. Have and will continue to recommend to friends and colleagues."
Mark H
"It is a game changer for business owners and companies who want a peace of mind regarding bills and other payments including payrolls… Highly recommended, you will not be disappointed."
Alexis
"This company provides an awesome method for us to pay tax, super, suppliers, business expenses and staff whilst accumulating Qantas, Virgin and Singapore Airlines frequent flyer points."
Timbo
"Easy, secure and points rewards are fantastic!"
Nick
"Great Xero integration and very prompt support. Lots of flexibility with how to use reward points as well."
Oliver R
"We pay all our business expenses via pay.com.au to maximise our points generation… The platform is seamless and easy to use - couldn't recommend it highly enough!"
Mike S
"From day one, the customer service has been faultless. Used their services multiple times and couldn't be happier. Highly recommended!"
Niranjan
"pay.com.au has been extremely easy to set up and use. The pay.com.au team are always very responsive and helpful!"
Lisa A
Common questions
Getting paid. Straight answers.
Everything you need to know about the bonus and getting paid through pay.com.au.
Register between 15 September and 15 October 2026 with code PAID100, then receive $25,000 or more in eligible payments to your pay.com.au PayID or account details within 45 days of registering. $25,000 to $49,999 earns 25,000 bonus PayRewards Points, $50,000 to $99,999 earns 50,000, and $100,000 or more earns 100,000. Bonus PayRewards Points are issued after the qualifying period. Full terms and conditions apply.
Head to Get paid in your pay.com.au dashboard, choose your business-branded PayID, link your settlement account and pick your PayRewards package. You will get a confirmation email with your details. Add them to your invoices, send to your customers and you are ready to earn.
No. Your customers pay from any banking app by PayID or bank transfer, no pay.com.au account needed. As long as they pay to your pay.com.au PayID or BSB and account number, the funds come through and your PayRewards Points are on their way.
Funds are settled to your nominated bank account by 2pm Melbourne time each business day. Payments received after 2pm settle the following business day. You get an email confirmation the moment we receive your funds.
Your points are calculated and issued alongside your daily settlement summary, around 6pm Melbourne time. You also receive a tax receipt for each transaction, which makes reconciliation in Xero or MYOB straightforward.
The PayRewards package fee comes out of each settlement: 1.0% (ex GST) for 1 point per $1, or 1.8% (ex GST) for 2 points per $1. On $10,000 received at Plus you keep $9,802 and earn 20,000 PayRewards Points. Fees are typically tax deductible for businesses, and the GST is claimable as an input tax credit.
No. Get Paid supports PayID and bank transfer, which is how most business customers already pay their invoices.
Transfer them to 17 airline and hotel partners, including Qantas Business Rewards and Virgin Australia Business Flyer at 2:1, Singapore Airlines KrisFlyer, Emirates Skywards, Marriott Bonvoy and Hilton Honors. Or redeem for digital gift cards, or use them to pay a business invoice. Flights typically return the most value per point.
pay.com.au Limited holds an Australian Financial Services Licence (AFSL 700223) issued by ASIC. The platform is ISO 27001 certified and PCI DSS compliant, card and bank data are tokenised, every login uses passkey or multi-factor authentication, and customer funds are quarantined in an ANZ institutional account. You approve every payment and see the delivery date before you confirm.
Things you should knowShow full termsHide full terms
Terms and Conditions: Earn up to 100,000 bonus PayRewards Points on your business’ payments
- The offer begins at 12:00am AEST on 15 September 2026 and ends at 11:55pm AEDT on 15 October 2026 (Offer Period).
- This offer is available to new pay.com.au customers who sign up during the Offer Period using an eligible referral code. Eligible referral codes are: PAID100, PAY100, FX100.
- To qualify, eligible payments must be processed or received through pay.com.au within 45 days of the date of account creation (Qualifying Period).
- Bonus PayRewards Points are awarded based on the account’s total eligible payment volume processed or received through pay.com.au during the Qualifying Period.
- Accounts with a total eligible payment volume between $25,000 and $49,999 AUD will receive 25,000 bonus PayRewards Points.
- Accounts with a total eligible payment volume between $50,000 and $99,999 AUD will receive 50,000 bonus PayRewards Points.
- Accounts with a total eligible payment volume of $100,000 AUD or more will receive 100,000 bonus PayRewards Points.
- Accounts with a total eligible payment volume below $25,000 AUD do not qualify for bonus points.
- Eligible payments include both payments processed and payments received through pay.com.au, provided they are successfully completed in accordance with pay.com.au’s standard terms and conditions. Payments that fail, or are cancelled, reversed or refunded, do not count toward the total.
- Customers can qualify once only, per business registered as a pay.com.au account. Duplicate accounts do not qualify for this offer.
- Bonus PayRewards Points will be credited to eligible accounts by 1 December 2026.
- Bonus PayRewards Points are subject to the PayRewards program terms and conditions, including points expiry.
- Any claims relating to this offer must be made directly to pay.com.au at support@pay.com.au.
- pay.com.au reserves the right to amend, suspend or withdraw this offer at any time. Bonus points have no cash value and are not transferable.
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