Google Ads billing change · ongoing since 2024

Google Ads killed your points.
Claim them back.

Google's switched you to invoicing, so your card, and your points, are out. Pay it through pay.com.au by Amex, Visa or Mastercard, keep your points, and stack PayRewards on top.

100,000+ Australian businesses already earning payback on their expenses

$150M+
in Google Ads spend,
rewarded
100,000+
Australian businesses
earning payback
17
Airline & hotel
transfer partners
30 days
Premium plan
free trial

Your ad spend is about to lose rewards

It's mostly higher-spend accounts and agency portfolios affected. You'll hear about it inside Google Ads or by email.

Card payments are off the table

Once you're moved, Google only accepts monthly invoicing or direct debit. You can no longer earn points with a credit card.

Your card points will disappear

Move to bank transfer and your card earn goes to zero. For heavy advertisers, that's thousands of dollars in rewards a year.

Your cashflow rhythm resets

Card cycles used to buy you breathing room before a bill was due. An invoice hands that timing to Google instead.

Four steps. Points restored.

No workaround, no grey area. The invoice gets paid exactly how Google wants it. You just route it through pay.com.au so the spend still earns.

1

Google moves you to invoicing

Google prompts affected accounts to switch to monthly invoicing or direct debit in your account settings.

2

Your invoice lands

One consolidated invoice for the month's ad spend, usually on 30-day terms.

3

Pay it through pay.com.au

Add Google Ads as a payee and fund the payment with bank transfer, American Express, Visa or Mastercard.

4

We pay Google. You earn twice.

We pay Google by bank transfer. You collect card points, plus PayRewards Points if you opt in.

What's your spend really worth?

Plug in your monthly Google Ads spend and see the rewards you'd otherwise be leaving behind.

Choose your PayRewards package
Please enter a valid number (e.g. 30,000.00)

+360,000 Points a year

PayRewards Points per year
Indicative airline value (3.5¢/pt)†
Platform fees (3%)*

Net annual payback
Net ROI
Start earning on your ad spend

“Google Ads recently made some change and we now get invoices. I didn't want to miss out on any points, so now I pop it through pay.com.au to keep my points.”

Matthew Fielding
TFM Digital

Earn twice on your biggest expenses

Advertising is one of the largest costs for online businesses. It should be paying you back.

Double-dip every invoice

Card points and PayRewards Points on the same dollar of ad spend. One payment, two earns.

Keep your float

Funding by card restores up to 55 days interest-free before your statement falls due.

Points that flex

17 airline and hotel partners, Qantas and Virgin at 2:1. Don't fly much? Gift cards and invoice payments work too.

Fees that pull their weight

Typically tax deductible as a business expense, so the real cost lands lower at tax time.

Adding a step to your payments? Fair to ask questions.

Where our money comes from

The platform fee on each payment is our revenue, and you see it before you confirm. No hidden margin.

Your payment goes straight to Google

Funds land in Google's nominated account like a normal bank payment. We're the infrastructure in between, not a detour.

Payments grade, not payments adjacent

PCI DSS compliant with two-factor authentication. Five years moving $17B+ for 100,000+ Australian businesses.

Frequently asked questions

That's why the calculator above shows your net position: points at an indicative 3.5¢ per airline point (see the disclaimer), minus platform fees. Fees are typically tax deductible on top. Run your own spend and see.
Google notifies affected accounts directly by email or in-platform, with a fixed date to complete the switch. If your account sits under a manager account (MCC), your MCC administrator needs to make the switch, not you.
American Express, Visa and Mastercard. The calculator above models 81 credit cards with their published earn rates and caps, and PayRewards stack on top regardless of card.
Allow up to 2 business days for funds to land. Google's own notices confirm monthly invoices carry 30-day payment terms, so scheduling a few days ahead of the due date keeps timing a non-issue.
Redeem against business invoices, gift cards, hotels, or just about anything through PayConcierge. Your rewards, your call.
Two parts, both visible before you pay: a card processing fee by card type and plan (Visa 1.00–1.20%, Mastercard 0.80–1.00%, American Express 1.90–2.10%), plus an optional PayRewards package fee (Core +1.0% for 1 pt/$, Plus +1.8% for 2 pts/$). Free to sign up, Premium free for 30 days, no lock-in.
Yes. Once Google notifies you, there's a fixed compliance date and missing it risks account suspension. Get pay.com.au set up before that date so your ad spend doesn't go a month without earning.