Meta Ads billing change · from 1 April 2026

Meta killed your ad spend rewards.
Claim them back.

Meta is moving high-spend advertisers onto monthly invoicing, and your card points go with it. Pay the invoice through pay.com.au on your Visa or Mastercard. Card points, plus PayRewards points on top.

Get started free Run your numbers

88,000+ Australian businesses already earning payback on their expenses

$17B+

Business payments
processed

88,000+

Australian businesses
earning payback

Airline & hotel
transfer partners

30 days

Premium plan
free trial

What's changing

Your ad spend is about to stop paying you back

Mainly higher-spend accounts and business portfolios are affected. The notice lands in Business Manager or your inbox.

Invoicing replaces your card

Ad spend arrives as a single monthly invoice from Meta, payable by bank transfer, typically within 30 days.

Your card points disappear

Move to bank transfer and your card earn goes to zero. For heavy advertisers, that's thousands of dollars in rewards a year.

Your float changes

Card statement cycles gave your working capital breathing room. Invoicing puts that timing on Meta's terms.

How it works

Four steps. Points restored.

No workaround, no grey area. Meta's invoice gets paid exactly how Meta wants, routed through pay.com.au so the spend still earns.

Meta moves you to invoicing

Meta prompts affected accounts to switch to monthly invoicing in Business Manager.

Your invoice lands

One consolidated invoice for the month's ad spend, usually on 30-day terms.

Pay it through pay.com.au

Add Meta as a payee and fund the payment with bank transfer, Visa or Mastercard.

We pay Meta. You earn twice.

We pay Meta by bank transfer. You collect card points, plus PayRewards Points if you opt in.

What's your ad spend actually worth?

Calculate the net rewards you can earn every time you pay your Meta invoice.

Choose your PayRewards package

2 Points Per $1 Payment method

Enter your monthly Meta ad spend

Please enter a valid number (e.g. 30,000.00)

+360,000 Points a year

PayRewards Points per year –

Indicative airline value (3.5¢/pt)† –

Platform fees (3%)* –

Net annual payback –

Net ROI –

Start earning on your ad spend

“Advertising and marketing is a huge expense. Being an e-com brand we run a lot of ads through Meta. And now that we are using pay.com.au we can put those purchases through and we earn points on the advertising money that we are already spending.”

Read the case study

Why route it through pay.com.au

The double-dip, applied to your biggest expense

Advertising is one of the largest costs for online businesses. It should be earning its keep.

Double-dip every invoice

Card points and PayRewards Points on the same dollar of ad spend. One payment, two earns.

Keep your float

Funding by card restores up to 55 days interest-free before your statement falls due.

Points that flex

16 airline and hotel partners, Qantas and Virgin at 2:1. Don't fly much? Gift cards and invoice payments work too.

Fees that pull their weight

Typically tax deductible as a business expense, so the real cost lands lower at tax time.

International invoices

Meta's invoice may come with Irish bank details. That's fine.

Settle it in AUD through pay.com.au instead of arranging an overseas transfer through your bank.

✓ Fund it with your Visa, Mastercard or bank account
✓ Pay no foreign exchange fees
✓ Keep every business payment in one place, all of it earning

Worth knowing upfront: Amex and PayID can't be used to fund international payments, including Meta's invoices. Use Visa, Mastercard or your bank account.

Pay a Meta invoice in AUD through pay.com.au

Straight answers on trust

Adding a step to your payments? Fair to ask questions.

How we make money

The platform fee on each payment is our revenue, and you see it before you confirm. No hidden margin.

Your money goes direct to Meta

Funds land in Meta's nominated account like a normal bank payment. We're the infrastructure in between, not a detour.

Built like it handles payments

PCI DSS compliant with two-factor authentication. Five years moving $17B+ for 88,000+ Australian businesses.

FAQ

Frequently asked questions

Don't the fees just cancel out the points?▾

That's why the calculator above shows your net position: points at an indicative 3.5¢ per airline point (see the disclaimer), minus platform fees. Fees are typically tax deductible on top. Run your own spend and see.

Is my Meta account affected by the billing change?▾

The change mainly affects higher-spend advertisers and business portfolios; Meta notifies you in Business Manager or by email. Not affected yet? You can still route supplier invoices, ATO payments and payroll through pay.com.au and earn today.

Which cards can I use?▾

Visa and Mastercard. Meta's invoices are paid to an international bank account, and Amex and PayID aren't available for international payments through pay.com.au. The calculator above models 71 Visa and Mastercard rewards cards with their published earn rates and caps, and PayRewards stack on top regardless of card.

How long does payment take to reach Meta?▾

Allow up to 2 business days for funds to land. With 30-day invoice terms, scheduling a few days ahead of the due date keeps timing a non-issue.

What if I don't travel much?▾

Redeem against business invoices, gift cards, hotels, or just about anything through PayConcierge. Your rewards, your call.

What does it actually cost?▾

Two parts, both visible before you pay: a card processing fee by card type and plan (Visa 1.00–1.20%, Mastercard 0.80–1.00%), plus an optional PayRewards package fee (Core +1.0% for 1 pt/$, Plus +1.8% for 2 pts/$). Free to sign up, Premium free for 30 days, no lock-in.